Card Token Payment Process
Customer initates a purchase on a website/app via the Saved Card feature
Encrypts the sensitive card details into a ‘Token’ that is mapped to a business and the actual saved card network.
Collects the token and Token authentication verification value (TAVV) from the Token Requestor as per customer’s request for authorisation
Processes token to the card network
Converts token to PAN and passes it to the issuing bank
Authorises the request and sends a response to the card network
RBI – Compliant Card Tokenisation Solution for Zero Business Disruptions
As per RBI guidelines, businesses and payment aggregators are prohibited from storing customer card details. Plural’s card tokenisation solution replaces sensitive customer data with a token, making businesses 100% RBI compliant.
Saved Cards Feature for Faster Customer Checkout
Offer repeat customers the option to save card details for faster checkout and seamless customer experience.